Reference

Terms and Conditions Governing Your 6yyyy Account

These terms set out the rules under which your 6yyyy account operates — from how you open it to how funds move in and out via UPI, Paytm…

Applies to all India accountsUPI, Paytm, PhonePe coveredEffective on account creationSubject to applicable Indian law
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6yyyy Terms and Conditions Governing Your 6yyyy Account
TERMS CONTACT PATHS

Reach Us About These Terms

If any clause in these terms is unclear, or if you want to raise a formal dispute about how a term has been applied to your account, our support team handles those…

Live Chat Start a live chat session from the account menu to get a response on any terms-related query in real time. Chat agents have access to your account record and can clarify clause application on the spot.
Email Support Send a written query to our support address if you need a documented response about how a specific clause applies to your account. We aim to reply within 24 hours on business days.
Help Centre Our help centre hosts the full annotated terms document alongside worked examples of how withdrawal limits, wallet rules, and eligibility clauses are applied to India accounts in practice.
HOW WE HANDLE YOUR DATA

Security, Data and Account Protections Under These Terms

Our terms do more than list rules — they define concrete protections for your account data, session security, and payment records.

Account Data Retention

We keep your account records, transaction logs, and identity documents for the period required under applicable Indian law. You may request a copy of your stored data by submitting a written request through the help centre, and we will respond within 30 days.

Cookie Policy Under These Terms

Cookies used on 6yyyy are covered by these terms and our separate cookie notice. Session cookies expire when you close the browser; analytics cookies persist for up to 12 months. You can adjust cookie preferences at any time from the site footer.

Account Security Obligations

You are responsible for keeping your login credentials confidential under Clause 3 of these terms. If you suspect unauthorised access, use the account lock feature in settings and contact support immediately so we can freeze wallet activity pending verification.

Payment Record Accuracy

Every UPI, Paytm, and PhonePe transaction is logged with a timestamp, reference number, and clearance status. If a transaction appears incorrectly on your wallet statement, raise a dispute within 14 days and we will investigate using the original payment-processor record.

Requesting Term Changes

We do not negotiate individual term amendments, but we do accept formal feedback through our compliance inbox. Substantive feedback is reviewed quarterly and, where appropriate, incorporated into the next scheduled revision of this document.

Who to Contact for Formal Disputes

Formal disputes about clause interpretation must be submitted in writing via email with your account ID and the specific clause number in question. Our compliance team will issue a written response within 10 business days of receipt.

Common Questions About These Terms

Below are the questions we receive most often about how these terms apply to India accounts, wallet rules, and your rights as an account holder. Each answer refers to the relevant clause so you can cross-reference the full document.

These terms take effect the moment you complete account registration on 6yyyy. By proceeding past the registration screen you confirm you have read and accepted every clause, including the wallet, eligibility, and data-handling sections.

We reserve the right to update these terms at any time. The revised version is published on this page with an updated effective date. Continuing to use your account after publication constitutes acceptance of the revised terms; we recommend checking this page periodically.

Wallet top-ups via UPI, Paytm, or PhonePe are governed by Section 4 of the full terms. Funds are credited only after the payment processor confirms clearance; 6yyyy is not liable for delays caused by the payment provider's own processing times.

Under Clause 7, you may request a full export of the personal data we hold on your account. Submit the request in writing via the help centre; we will compile and deliver it within 30 days in line with applicable Indian data-protection requirements.

Individual term waivers are not available. Every clause applies uniformly to all India accounts. If you believe a clause has been applied incorrectly to your specific account, raise a formal dispute via email with the clause number referenced.

A breach may result in account suspension, wallet freeze, or permanent closure depending on the severity of the violation. We will notify you by email before taking action wherever possible; in cases involving suspected fraud, immediate suspension may occur without prior notice.

These terms are governed by the laws applicable in your jurisdiction within India. Account access and participation are available where local law permits. Disputes that cannot be resolved through our support channels may be escalated through the appropriate legal forums in your jurisdiction.

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